When deciding to repair our credit, we often hope to get it fixed in no time. We want to obtain our spotless credit history in a blink of an eye and the bank to grant us a loan on the best of terms without any issues. Is it truly possible to fix our credit overnight, […]

Alexandria – an urban feel with a small-town vibe, filled with restaurants, parks for leisure, and various coffee shops. With one of the highest national average credit scores, Alexandrians have a lot to be proud of, including the way they manage their finances. However, there is still a substantial gap between good and poor credit […]

Philadelphia is by far the most symbolic city in the United States. It was here that the Declaration of Independence was signed and the Constitution was ratified. Before Washington D.C., it was also the country’s first capital. Numerous monuments of the colonial-style blend with modernity, creating a breathtaking architecture of its historical past. The key […]

In 2017, the U.S. News & World Report nominated Austin as the best place to live in the USA. There’s more to the capital of Texas than its sunny climate and diversity. Austin is the fourth most populated city in the United States, and like everything else “big” in Texas, it has the largest urban […]

Prodigious Texas is known as the “Lone Star State,” – and its residents couldn’t be more proud of the fact that the beautiful state was once an independent Republic with a bright red flag and a single white star remaining to this day. Did you know that three of the ten largest cities in North […]

Albuquerque residents are facing volumes of high debt. What’s more, that unpaid, often overdue debt can lead to poor credit scores and the inability to take out further loans when needed. While the national credit score average is gradually on the rise, millions of Americans are in the continuous battle with bad credit and low […]

If instead of starting your day with an aromatic cup of coffee, you begin going through the pile of unpaid bills, collection notices, or another loan rejection letter, you might be in trouble. Lousy credit can transform many areas of your life, including your general well-being, personal and professional affairs. As of September 2019, Florida’s […]

The misconception that the more you make, the better your credit can be one of the most damaging illusions out there. While having a substantial income that allows you to repay your debt faster without a significant impact on your financial well-being is helpful, the truth is that most poor credit scores are a result […]

People have been borrowing money since the beginning of time, or rather since the introduction of trade and later monetary means. It is difficult to say exactly when lending started demanding interest, but payday loans date back to 2,000 BCE and were mostly utilized by farmers. In ancient times, the borrowed cow was expected to […]

A new apartment, dreams of your own home in a decent neighborhood with good schools, or the growth of your business – these are the investments we often leave up to credit. Nearly half of American adults, accounting for 47%, have substantial credit card debt. And approximately 20% of the U.S. adult population have been […]