The key place in Philadelphia is the Independence National Historical Park, which is home to Independence Hall, the building where the Declaration was signed. Who hasn’t seen the movie with Sylvester Stalone about Rocky Balboa? That iconic scene shot on the huge stairs in front of the Museum of Art with Rocky’s raised arms became an ingrained part of the city. Philadelphia is also home to the only surviving house of the famous writer Edgar Allan Poe, the precursor of the crime novel. Within the city, you will find attractions for lovers of history, cinema, and literature.
Unfortunately, Philadelphia also has the second-worst average credit score in the entire state of Pennsylvania. Get out of debt fast and repair your credit with our experts at Pyramid Credit Repair – one of a few reputable companies within the industry that has helped millions of people across the country getting their affairs in order.
While we all know the importance of maintaining a good credit history, many of us still struggle with poor credit. If you were denied a loan because of your credit, you should know that it is entirely possible to fix your financial situation by boosting your credit score. This article will help you get started.
Use your inborn power of questioning and documenting your credit repair efforts. Erroneous reports can be the hardest to dispute from your history without taking all the necessary steps, sometimes repeatedly. It is essential to dispute a negative and inaccurate entry on your credit report, and it is as important to document your communication efforts with financial institutions. Once you decide to repair your credit, sending a dispute can help remove false information from your reports. If there are multiple items on your credit report that need to be disputed, proceed one at a time to keep it simple and organized. While disputing everything at once may seem like the best course of action, credit reporting bureaus may become suspicious and consider your inquiries frivolous.
By law, you are entitled to obtain three copies of your credit report from all three major nationwide credit bureaus – Equifax, TransUnion, and Experian. Any company or person that denies or ignores this is probably trying to rip you off from the very beginning, which questions the ethics and morale of such a business. The credit repair industry has suffered enough from scammy, illegal activities of so-called specialists. Anything that seems wrong should be a red flag warning you to stay away from that commitment.
Find a quality guide to use while attempting to fix your credit yourself. It might be a great resource when combating past mistakes and financial mishaps. I will also serve you as an educational tool by presenting information the financial industry did not want you to know. Such guides are available all over the internet, provided you look into reliable sources.
While repairing your own credit is certainly possible, it is also a vast time-consuming assignment that may drive your patience to the brink of quitting. If you do not have enough organizational skills or time you can devote to the project, you may want to consider hiring a third-party credit repair company to do it for you. The process will not work to your advantage or your budget if you do not have enough persistence to finish the job successfully.
Knowing that you can escape the bad credit trap will motivate you to start the credit repair journey and maintain healthy financial habits. Once you begin applying the tried and effective techniques, you will see results in no time. Better credit and all its benefits will soon be yours to cherish.
Having a credit card is certainly fun and convenient as long as it is used as intended. Otherwise, we may fall into a vortex of debt. How can we use our credit wisely? What rules should we follow? What not to do with our credit cards?
Your credit card can be a beneficial financial product – a way to quickly get additional funds when your wallet is empty. It can also be our lifeline in emergency situations, such as when our business equipment breaks down, and we are forced to buy a new one rapidly. Here is a quick guide of how to manage your credit cards wisely:
We know that managing to keep a good credit score is difficult. One late payment here, another misunderstanding there, and before you know it, you've got a terrible credit score that you may think is beyond repair.
But that's just not true. Credit scores can always be repaired, especially if you're in New York because we're here to help you out!
With our solid, foolproof 3-step plan, you can improve your credit score in no time.
When you reach a bumpy road, it's okay to call for help! Just when you've thought your score has hit rock bottom, it can somehow manage to slide further down, and it will continue to do so unless you make the right decision. Debt is a never-ending rabbit hole, so it's best to start working now.
Once you call us and explain your situation to us, we might be able to offer you some advice on how to better manage your credit score.
After your free consultation, the next step in an in-depth analysis of your credit history. This may include looking at bills, investments, bonds, and loans. Our experts will analyze your entire account while constantly discussing the events with you to get a clear picture of what went wrong. Sometimes, it's not just missing a payment but recurring habits that adversely affect your credit score in the long run.
Our aim is not just to improve your credit score, but also to help you maintain a good score. Our team of experts will give you personalized advice that will help you maintain your new and improved credit score.
Once we've figured out what needs to be done and fixed, we look at disputes that need to be addressed. We come up with a proper plan to help you improve your score. This game plan can include everything from personalized tips to improve credit score and decrease piling debt as well as resolving past disputes on your behalf.
We basically give you sound financial education, which is seldom found in the real world. Not just this, but we keep an out on your account, monitoring your credit scores and habit. If there is something that you'll be doing wrong even after our consultations, our experts will very candidly point it out.
When you desperately need a loan for a house or a new car, your bad credit score may come back to bite you. Those late installments you pay can cause problems in your future. At Pyramid Credit Repair, we help you improve your credit score. We do so by contacting companies that have left negative reviews for your credit and getting to the root of the problem. With over 10 years of experience in the field, our team can swiftly scour your entire credit history and end credit disputes that have held you back for far too long.
Learn how we can help.
We help individuals improve their credit scores, both actively and passively. We know you're probably wondering how we're going to help you improve your credit score. To be able to answer that, we'll first need a little lesson in credit scores.
It’s just unconventional. Simple. Smarter. Better. Easier.
Call us or inquire online to learn more. If we can’t help, we’ll let you know. We’re not here to waste your time or money.
A helpful, knowledgeable Dedicated Account Manager is assigned to you and/or your significant other to formulate custom tailored strategy.
We work tirelessly with you to defend your case and optimize support to achieve favorable outcomes.
Many credit repair companies start by requesting a copy of your credit report from each of the three major consumer credit bureaus (all three) — Equifax, Experian and TransUnion – before they can start. You either pay for them, or they charge you for them.
Professional Credit Analyst who will review your reports with you and help identify the negative items hurting the overall health of your reports.
As a credit repair company, we have an obligation to ensure that we can help you, prior to starting work – hence why it’s important to have the right to request for a refund if that’s the only other option.
A stellar reputation in our industry means lower costs and a clear mission, vision and philosophy. Customers are the best local advocates to help you get a more realistic picture of which credit repair companies stand out from the crowd.
Often companies will charge “initial audit” or “discovery” fees. Sometimes, even “cancellation” fees.
Over at Pyramid Credit Repair, we offer two plans to meet every one of your needs. One of our key features is that we have no hidden costs that will spring upon you out of nowhere. Both of our plans are complete packages that come with 100% coverage.
No additional costs.
Personalized game plan.
24/7 phone support.
No contracts. Cancel anytime.
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Personalized service for two.
Finance tools for couples.
24/7 phone support.
No contracts. Cancel anytime.
We offer a free assessment of your credit dilemma over the phone. Just call us, explain your situation to get a free assessment and advice for free.
At Pyramid Credit Repair, we are confident in our work, which is why we offer you a money-back guarantee. If you don't feel like your issues were solved adequately, you reserve the right to ask for a refund.
We have two plans that are complete packages for all your needs. Unlike other companies, which profit from charging clients hidden fees, we believe in complete transparency. This means you never have to worry about incurring extra charges when working with us!
A bad credit score can lead to many problems down the road. So, don't wait until your credit score reaches a point beyond repair.
Contact Pyramid Credit Repair today!Banks and other lenders are always risking their money when they give out loans to individuals, so they create an entire borrower's entire profile. These lenders also register your case with credit bureaus, which are tasked with keeping track of all your lending and loan returns. Credit bureaus are mostly automated these days, which means instead of reading your entire loan history, lenders rely on a computer-generated number (your credit score) to make a risk analysis for that loan. Your previous payment history plays a huge role in deciding your current credit score, think 35%, which is the most significant factor credit bureaus take into account.
While these credit bureaus are supposed to be reliable, they're sometimes not and can mess up your credit history. Sometimes misunderstandings between lenders and borrowers also affect your credit score and drive down your credibility.
On average, clients can expect to see a 103 point score increase over 6 months, with an initial 10 point increase in the first month. Due to the fact every single collector has different internal processes and ways of handling our disputes, we can never be too sure how long it will take. We try one strategy, see what the results are, and go from there. We provide monthly updates to let you know what's happened along the way.
We have been able to delete most kinds of negatives that exist on credit reports, including collections, charge-offs, bankruptcies, student loans, late payments, medical bills, utility bills, repos, tax liens, foreclosures, and many more.
We dispute negatives from the major bureaus that lenders care about- TransUnion, Experian, and Equifax.
They are private corporations (like McDonalds or Walmart), not government entities, that sell your financial history in the form of credit reports to lenders like BMW or Chase Mortgage. These lenders then evaluate your report to decide if you're likely to pay them back or not. If you have one or more negatives, you're likely to get denied. The FCRA and FDCPA give you the right to dispute any negative marks harming your creditworthiness. While there is no guarantee of removal, it's always a wise decision to try because the alternative can mean waiting 7 to 10 years before anyone will approve you, that's a long time!
Yes. If we're unable to remove any negative marks after 90 days (3 disputes) of work, we will refund any and all fees. No questions asked.
We charge an initial $199 audit, signup, and letter fee only after your initial disputes are sent.
By law we're unable to guarantee results of any kind. As an alternative, we offer our guarantee that we will refund fees if we don't get any results after 90 days. Any company that promises results is in direct violation of the Credit Repair Organizations Act and probably shouldn't be trusted. Unfortunately, many of them continue to do it and that is one reason the credit repair industry has a bad reputation.
We are an innovative team with a group of dedicated, passionate, and remarkable individuals determined to help you repair financial defects from your record and help discover ways to improve credit score. READ MORE
No part of this site may be copied, distributed or reproduced without prior written permission. The services of Pyramid Credit Repair and its affiliates may not be available in all states. Pyramid Credit Repair, assists consumers with credit reports that are inaccurate, misleading, unverifiable, untimely, incomplete or that otherwise contain incorrect information. All testimonials are from actual clients. Individual results may vary.
