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Frequently asked questions
What exactly does Pyramid Credit Repair do?
Pyramid Credit Repair specializes in analyzing your credit reports, identifying errors and disputable items, and working with credit bureaus and creditors to correct these issues, ultimately aiming to improve your credit score.
How can Pyramid Credit Repair help correct or delete bad credit?
Is my credit situation too difficult for Pyramid Credit Repair to handle?
What's the typical timeline for seeing results with Pyramid Credit Repair?
Does credit repair come with a high cost at Pyramid Credit Repair?
Can I tackle credit repair on my own, and how does Pyramid Credit Repair make it easier?
What if I'm struggling financially? Can I still afford credit repair services with Pyramid?
Is the process of credit repair through Pyramid Credit Repair legal and legitimate?
What types of negative items can Pyramid Credit Repair remove from my credit report?
Do negative credit items remain on my report forever? What's the process for removal?
If an item is deleted from my credit, could it reappear later on?
How significantly does one negative item on my report affect my credit score?
How can divorce or identity theft impact my credit, and how does Pyramid Credit Repair address these issues?
How are student loans and medical debts addressed in credit repair with Pyramid?
When is the right time to start credit repair with Pyramid?
What legal protections do I have when it comes to my credit report?
Should I stop paying my bills during the credit repair process?
No, continue meeting your financial obligations. Timely payments are crucial for maintaining and improving your credit.
What should I know about collections and their impact on my credit through Pyramid?
Does simply paying off my debts restore my credit score?
Paying debts helps, but it doesn’t erase past delinquencies. We work on addressing those historical negatives as well.
How long do various negative items like charge-offs and bankruptcies stay on my credit report?
Typically, negative items remain for 7 years, while some bankruptcies can stay for up to 10 years.
What strategies does Pyramid Credit Repair use for removing late payments or repossessions from my report?
We dispute inaccuracies and negotiate with creditors to remove or update unjust or incorrect entries.
Is it possible to remove a foreclosure or hard inquiry from my credit report with Pyramid?
Can Pyramid Credit Repair negotiate to remove a bill in collections?
We can assist in negotiating with collectors, especially if the debt is inaccurately reported or questionable.
How can I monitor the progress of my credit repair with Pyramid?
Clients have access to an online portal to track progress, view updates, and communicate with our team.